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Making a complaint

We want to give you great customer service but sometimes things can go wrong. We can usually resolve most issues straightaway, so please get in touch with us by calling 0344 856 2015 (Monday to Friday 08.00-17.30) or complete our enquiry form and a member of our team will be in contact.

What you'll need to tell us so that we can help you:

  • Your personal details
  • Your policy/claim details
  • What's gone wrong
  • What you want us to do to put things right

What we'll do to resolve your complaint:

  • We'll get it to the right person
  • We'll be in touch with you as soon as we can and let you know what will happen next
  • We'll treat your complaint fairly
  • We'll resolve your complaint as soon as possible and we will try to do this within 10 working days
  • For more complex issues it's likely that we will need longer to look into what's happened and we may ask you for further information to help us reach a decision
  • We'll give you regular updates

If you're not happy with the response to your complaint

If you feel we've not considered all of your issues or you can provide further information, please let us know and we'll be happy to review it.

If you're unhappy with the outcome, subject to your insurers and the procedures followed, you can ask the Financial Ombudsman Service to carry out an independent review of your complaint. In any event, you have the right to ask them to review your complaint if we've been unable to resolve it within 8 weeks. The Financial Ombudsman Service can help with most complaints but if you are unsure whether the Financial Ombudsman Service will consider your complaint, please contact them directly for advice. The service they provide is free and impartial and contacting them at any stage of your complaint will not affect your legal rights.

The contact details are:

Financial Ombudsman Service
Exchange Tower
London
E14 9SR

Their phone numbers are 0300 123 9123 (charged at a national rate) or 0800 023 4567 (free from landlines).

You can send an e-mail to: complaint.info@financial-ombudsman.org.uk

Or you can log on to their website: www.financial-ombudsman.org.uk